存款準備金

Multi tool use
存款準備金是中央銀行要求金融機構為了保障客戶能夠提取存款和保持足夠資金作清算,而準備存放在中央銀行的存款。
一般存款準備金的金額是根據劃一的銀行存款準備金比率來釐定,而銀行存款準備金比率是以存款總額為基數。中央銀行可以通過調整銀行存款準備金比率來控制金融機構的流動資金及信貸的擴張能力。
大陆地区存款准备金比例指标,自2008年12月5日起,商业银行在央行存款准备金存款与各项存款之比不得低于15%。
相關
中國人民銀行(中国内地)
- 英倫銀行
- 美國聯邦儲備局
- 歐洲中央銀行
中央銀行(台湾)
- 宏觀調控
外部链接
R,XXh M614s
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